Make a Resolution You Can Keep and Protect Yourself from the Unexpected with Specialty Benefits
bcbsm
| 2 min read
What better resolution to make in the new year then to plan for your future and protect your financial well-being? 3P Approach to financial wellness Blue Cross Specialty Benefits can help you keep your resolution with these three Ps:
- Protecting finances
- Providing for the unexpected
- Planning for the future
We do this by offering life, disability, accident, critical illness, hospital recovery and long-term care benefits. DearbornCares Losing a loved one can be emotionally and financially overwhelming. Our preferred life insurance feature, DearbornCares, provides an advance payment up to $10,000 within 48 hours of a loved one’s death. It was developed to help beneficiaries cover immediate expenses such as funeral costs and medical bills. New LifeSecure Hospital Recovery Recognizing that many individuals who need hospital care are held in an observation unit instead of being admitted as inpatients, LifeSecure added up to four days of observation unit coverage and increased the number of benefit days annually to one of their hospital recovery offerings. Unique Guarantee Issue features are available for this worksite and individual product. Employee assistance program through Dearborn Group’s long-term disability product For those struggling with mental health, we provide an EAP through Dearborn Group’s long-term disability product. In our last blog, we discussed the importance of mental health in the workplace. Accident coverage Specialty benefits also can provide peace of mind if you have an accident, with coverage that provides flexibility in how the benefit can be paid. Dearborn Group’s traditional payment schedule or LifeSecure’s payment based on an allowed amount. We hope you have a safe and happy holiday. For more information, email Specialtybenefits@bcbsm.com. Want more info on Specialty Benefits? Read these blogs:
- Specialty Benefits Supports Mental Well-Being and Financial Security
- Offer Benefits Your Employees Really Want
- Specialty Benefits Help Employee Retention
Photo credit: Fat Camera
